Market Pulse
GI Gross Direct Premium₹3.36 lakh cr· FY2026Insurance Penetration3.7%· FY2025Insurance DensityUSD 97· FY2025Life NBP (July)₹47,005 cr· Jul 2026Health Insurance Premium₹1,27,417 cr· FY2025GI Combined Ratio113%· FY2026Registered Insurers74· Mar 2025Industry AUM₹74.44 lakh cr· FY2025Health Claims Settled ≤3 months~87%· FY2025GI Gross Direct Premium₹3.36 lakh cr· FY2026Insurance Penetration3.7%· FY2025Insurance DensityUSD 97· FY2025Life NBP (July)₹47,005 cr· Jul 2026Health Insurance Premium₹1,27,417 cr· FY2025GI Combined Ratio113%· FY2026Registered Insurers74· Mar 2025Industry AUM₹74.44 lakh cr· FY2025Health Claims Settled ≤3 months~87%· FY2025

Resources & Reference Centre

Regulatory references, formulas, claim checklists, escalation guides, and career resources for General Insurance professionals

Key Regulatory Framework — General Insurance