GI Gross Direct Premium₹3.36 lakh cr· FY2026Insurance Penetration3.7%· FY2025Insurance DensityUSD 97· FY2025Life NBP (July)₹47,005 cr· Jul 2026Health Insurance Premium₹1,27,417 cr· FY2025GI Combined Ratio113%· FY2026Registered Insurers74· Mar 2025Industry AUM₹74.44 lakh cr· FY2025Health Claims Settled ≤3 months~87%· FY2025GI Gross Direct Premium₹3.36 lakh cr· FY2026Insurance Penetration3.7%· FY2025Insurance DensityUSD 97· FY2025Life NBP (July)₹47,005 cr· Jul 2026Health Insurance Premium₹1,27,417 cr· FY2025GI Combined Ratio113%· FY2026Registered Insurers74· Mar 2025Industry AUM₹74.44 lakh cr· FY2025Health Claims Settled ≤3 months~87%· FY2025

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